Latest Articles
Buying could be cheaper than renting for a third of properties
For many Australians, rate hikes and inflation have made the dream of property ownership feel ever more distant. But a recent analysis shows that meeting
The marginal utility of Jeni’s Salty Caramel Ice Cream
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
Hold your horses: RBA hikes cash rate again to 2.85%
Whoa, Nelly! The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25 basis points to 2.85%. How
Scary markets got you down? Don’t run. Just hug.
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
With property prices dropping, is now the time to refinance?
You may have heard that property values are on the decline. But what does this mean if you’re planning to refinance? We’ll discuss how falling
Risk is what’s left over
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
Gold vs silver: Five key factors to consider when it comes to investing
The following article was originally published by The Perth Mint and is reproduced with permission. The original can be found here. You’ve read investment books,
Is now a good time to buy an investment property?
You’ve bought a home. And now you might be considering adding an investment property to your portfolio. But have recent interest rate hikes cooled your
What’s the next smallest step?
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
Nurses and midwives now eligible for LMI waiver
Nurses, midwives and other important healthcare professionals can now qualify for a lenders mortgage insurance (LMI) waiver policy. Here’s how it could save them thousands
Days or decades: What’s it going to be?
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
RBA lifts cash rate for the sixth month in a row to 2.60%
The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 25 basis points to 2.60%. How much will this rate hike
