Latest Articles
3 ways pre-approval can give buyers an edge
There’s a lot to be said for having your home loan pre-approved. But does pre-approval mean you’re putting the cart before the horse? Definitely not.
The problem with confirmation bias
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
Property market climbs towards new peak
The property market has thumbed its nose at higher interest rates, with values rising almost 5% since March. Here’s why national housing prices are climbing
The complex middle between “simplicity” and “elegant simplicity”
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
How does your home loan compare?
No change to the cash rate again this month, but lenders’ mortgage rates have been jumping around more than a bunch of toddlers at a
Do it for your future self.
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
Low deposit first home buyers now have $82,000 in equity
First home buyers who bought into the market using the federal government’s 5% deposit scheme have racked up $82,000 in home equity on average, new
Don’t worry… it doesn’t help.
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
Help to Buy Scheme set to kick off in 2024
The highly anticipated Help to Buy Scheme will kick off next year, giving more Aussies a chance to score their dream home. Today we’ll unpack
Sick of personal finance noise? Tune it out.
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
More Aussies turn to mortgage brokers for a hand managing hikes
An avalanche of rate hikes over the past 18 months has supersized home loan repayments. But savvy homeowners aren’t panicking. In fact, more mortgage holders
Economic resilience pressures rates higher
A version of this article below first appeared in SMSF Adviser Magazine and is reproduced with permission by Andrew Doherty. Global economic activity has held up
