Latest Articles
Don’t beat yourself up over spending… try this instead.
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
How to escape renting and get into the property market
The recent decline in rental properties has caused many to feel uncertain about their housing situation. Here’s how you can leave renting in the dust
How fear and greed kill returns
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
How long does it take for an interest rate rise to kick in?
Household budgets around the country are feeling the brunt of five back-to-back rate hikes. And we’ve been warned more are on the way. But just
Wondering how much so-and-so makes? Don’t.
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
Is now a good time to buy?
Recent back-to-back interest rate hikes have led to a cooling of the property market, and with more rate rises predicted, you may feel like pumping
The problem with confirmation bias
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
RBA hikes the cash rate for fifth straight month to 2.35%
The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 50 basis points to 2.35%. Here’s how much you can expect
The complex middle between “simplicity” and “elegant simplicity”
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
What happens when you roll off your fixed-rate mortgage?
They say all good things come to an end, and that includes your ultra-low fixed-rate home loan period. So what can you do to ensure
Do it for your future self
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
Property prices are predicted to dip: 5 ways you can prepare to buy
Property prices are predicted to fall over the coming year, but it’s always hard to know exactly when they’re going to start trending back up
