Latest Articles
Homeowners feel the pinch as RBA lifts cash rate to 3.60%
The Reserve Bank of Australia (RBA) has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this
Market forecasting isn’t like the weather…
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
The latest twist in the tale of national property prices: explained
The property market has had more plot twists than a daytime soap opera in recent years. So getting the skinny on current trends is helpful
How to know when it’s time to sell
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
Take the heat off rate hike fears with these 4 tips for buyers
Have recent rate hikes made you nervous about taking the plunge into the property market? You’re not alone; it’s a buyer’s market for a reason.
Spending softening as savings exhausted.
A version of this article below first appeared in SMSF Adviser Magazine and is reproduced with permission by Andrew Doherty. Challenging conditions reflect tightening monetary
Buy Nice or Buy Twice
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
How to prepare for a fixed-rate mortgage cliff
Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating
The Big “Why”
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
RBA hikes the cash rate for the ninth time in a row, to 3.35%
The Reserve Bank of Australia (RBA) has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%. How much will
Talking about money is hard. Do it anyway.
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
Considering refinancing your mortgage? Here are some questions to ask
Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But