Latest Articles
Where there’s a will (and genuine savings), there’s a way
Inheritances can be a bittersweet part of life. But an inheritance alone won’t always cut it when applying for a home loan. Having genuine savings
A heavy story about how we treat people
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
Your new phone or your home loan? What would you research more?
What’s more important: your new phone or your next home loan? Well, we were stunned to see a recent survey that showed Australians put more
Growth slayed as central bank knights fight inflation
By Andrew Doherty, Director, AssureInvestA version of this article below first appeared in SMSF Adviser Magazine and is reproduced with permission by Andrew Doherty. A global
Where to place your focus
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
5 surprising reasons for home loan heartbreak
Whether it’s your love life or your home loan application, no one likes getting rejected. There are many reasons why it could happen, and some
The difference between want and need
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
Buying could be cheaper than renting for a third of properties
For many Australians, rate hikes and inflation have made the dream of property ownership feel ever more distant. But a recent analysis shows that meeting
The marginal utility of Jeni’s Salty Caramel Ice Cream
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
Hold your horses: RBA hikes cash rate again to 2.85%
Whoa, Nelly! The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25 basis points to 2.85%. How
Scary markets got you down? Don’t run. Just hug.
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. The following article is
With property prices dropping, is now the time to refinance?
You may have heard that property values are on the decline. But what does this mean if you’re planning to refinance? We’ll discuss how falling